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Target starts the new year with word of more problems. The retailer is admitting that some customers have been unable to use their gift cards because they were not properly activated. The country's third largest retailer says that fewer than one-tenth of the cards sold during the holiday season were affected by the problem.Target is promising to still honor the gift cards. If this affects you, go to the guest services desk to sort out any issues.

NetFlix is trying to save you some money. The company is testing a new pricing strategy. It's a dollar cheaper at $6.99 a month, but that only lets subscribers watch on one screen at a time. The $7.99 package allows you to view on two screens at once.

Today marks the end of the incandescent light bulb. The government began phasing out the bulbs in 2010. It started with the 100 and 75 watt bulbs. Starting January 1, the 60 and 40 watt bulbs are also going away. It's all part of a 2007 law that raised minimum efficiency standards for bulbs beyond what the incandescent technology can manage. After they are all sold, only fluorescent and LED lights will be available. Many stores are reporting that they have stockpiles that will last for months.

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